Comprehensive Homeowners Insurance Policies

Every year, more cars travel America's roads. This could lead to an increased likelihood of a collision for you and your family. If you get in a car crash, the car insurance you have can make a big difference in how much you have to pay. So how can you figure out what insurance you need and how much to buy? Required coverage varies by state/province but typically includes the following: Liability: Bodily injury and property damage that you have caused will be paid for under liability insurance. If you are sued, liability insurance will pay for your defense and court costs. State laws typically require minimum amounts, but larger amounts are available and extremely helpful. Personal Injury Protection: Personal injury insurance is mandated in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. It can also pay for lost earnings, replacement of services and funeral costs. The minimum amount of this insurance is usually set by the state. Medical Payments: This coverage can be purchased in states that are not considered no-fault; it pays regardless of who may have been at fault. All reasonable medical or funeral expenses will be covered under this insurance coverage. Collision: This pays for damages to your car caused by a collision. Comprehensive: Cover your car from all non-collision damages by purchasing this type of insurance. This may include protection from theft, vandalism, and weather damage. Uninsured Motorist: Many drivers are breaking the law by driving without having the right amount of auto insurance. This type of coverage will protect you if one of these drivers hit you. Under-Insured Motorist: Just like uninsured motorist protection, this type of insurance protects you against people driving without enough insurance protection. Other types of coverage, including emergency road service, can also be purchased. Auto Insurance Quotes Clermont